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Buying a House or Property

Buying a house or property, whether as a place to live or as an investment, is a decision that will affect your life for a long time to come.
Buying a house involves many steps.

You definitely need the help of an experienced real estate agent. 
A Purchase and Sale Agreement is a complicated legal document, that expands upon the terms and conditions in the offer.
Getting the language right, and protecting your rights in the transaction is work for a trained professional.

There are various types of Agency Relationships

Working with and Agent - Is it really necessary ?

An Agent working for you can do the following:

Working with just one agent is the best way to find the home you are looking for. 
If you are calling multiple agents on different properties you may miss out on the very property you want.
It is for this reason I ask for your commitment to find the perfect home in the least amount of time.


Residential real estate is sold “AS IS” so a professional building inspection is always a good idea and highly recommended.
There is no such thing as a perfect house. Many components of a house wear out over time such as roofs, furnaces and hot water tanks.
To avoid surprises after the fact, an inspection is worth the cost.


City Hall can be a valuable resource, however they do charge to look at individual property files.
The property file contains copies of an correspondence with previous owners, inspections and house plans.
The information cannot be copied, but can be viewed on site.


Like any appliance, woodstoves wear out. Only CSA approved models installed properly will pass the fire Marshall's inspection.
A woodstove inspection is only valid for 1 year and even then it may not pass today’s requirements as the installation regulations change from time to time.
Some defects may not be apparent to the untrained eye.


Masonry or metal flues should be inspected.
Masonry flues can crack with heavy or improper use.
Not all metal flues are approved, only the newer CSA approved ones are. Remote camera devices are used to inspect the inside of flues.


Used appliances do not come with a warranty, however they should be working on possession day.


Every house has them. Some are harmless others aren’t.
If the previous owner had animals you could end up with fleas.
Damp wood or wood buried in soil can attract termites, other insects and rot.


Furnace oil is a chattel and not included in a sale unless specifically indicated so on YOUR agreement.
The previous owner can request that you pay for the remaining oil on possession day or have it pumped out.


Many propane tanks are leased.
The new owner may be required to sign a new lease agreement with the company that owns it.
Above ground oil tanks can easily dealt with and removed.
However, those that are buried underground will present a problem on the purchase of a property.
They represent possible contamination sites that are expensive and complicated to remove and clean up.
Environmental reports and oil tank removals are expensive.


Unless a lease is in place most tenants are on a month to month tenancy.
A would-be landlord should be familiar with the Residential Tenancy Act of BC. This changes from time to time as legislation changes. Proper notice and procedures must be followed to terminate a tenancy. Because of the human element there are no guarantees.


Everyone’s standard of cleanliness is different.
There are no guarantees that a property will be left for you clean to your standards.
On viewing a property you can get an idea of how it might be left. To be on the safe side, count on cleaning it yourself or hiring someone to do this.
We would hope every home is left clean for the new homeowner, but it is not always the case.


Unfortunately, the odd occasion a seller does not remove all their garbage on possession date.
Garbage removal does involve time, effort and money. In some situations this can be handles right in the offer if a large amount of garbage is noticed when the property is viewed.


One or some keys will be turned over to the new homeowner on possession day.
As realtors we can not authorize you to use keys any sooner that what has been agreed to in writing.
Because homeowners misplace keys, lose keys, give keys to friends, or may not had keys to open all doors I recommend (even a new house) to rekey the home you have purchased.
It is worth your peace of mind.


Every new owner must apply to receive service.
The Hydro Plus program requires that a separate service agreement be signed.


As a requirement of bank financing, proof of adequate building fire insurance must be provided.


Property lines can be verified by locating the white corner posts indicating where the metal peg should be.
Over the years they go missing and/or moved by children.
A site survey or legal map can assist in locating them. A fence, hedge or grass line does not necessarily indicate the property line.
Some areas are in a designated flood plain. It is prudent to know if your new property is.


If bank financing is involved they generally request the purchaser supply a site survey as part of their financing requirements.
Not all sellers have these on their property. If it is very old, unreadable or changes/additions have been made, it may be necessary to get a new one done.



Septic systems require maintenance and do not last forever. Because every family lives differently it may not perform the same. Some areas can experience difficulties during periods of heavy rainfall or saturated grounds.


Piped water in the regional district may be metered but in any case the property owner pays separately for their water consumption. Inquires should also be made to determine if it is a private water system and the source of the water. If the property is on well water the purchaser should have the water tested and make inquires about the quantity.


This is not included in your Taxes. Most property owners pay for garbage collection to a firm servicing that area.

Taking all the above into consideration you can understand how my expertise can help you in either buying or selling real estate.

30 Years of Local Experience +Training and Enthusiasm = RESULTS      1-250-286-1187    1-800-379-7355